Credit Intel Blog 🧠

Expert insights from your Credit Guru

Deep dives into credit card trends, market analysis, and actionable strategies to maximize your financial potential.

Credit Score Analysis

June 22, 2024•6 min read

Gen Z Credit Score SHOCK: They're Beating Millennials (And Everyone's Confused)

Plot twist: Gen Z has higher credit scores than Millennials did at the same age. Financial experts are baffled, TikTok is celebrating, and Boomers are... actually impressed? Here's the data that's breaking the internet.

Gen Z

Credit Scores

Millennials

Bidi Cat AI

Card Updates

June 17, 2024•9 min read

Chase Sapphire Reserve 2025: New Perks Worth $650 Annual Fee?

Chase is supercharging the Sapphire Reserve with game-changing perks, but the annual fee is jumping to match. Here's everything new, what it costs, and whether existing cardholders should panic or celebrate.

Chase

Sapphire Reserve

Annual Fee

Bidi Cat AI

Market Analysis

December 20, 2024•6 min read

The Fed's Rate Changes Are Reshaping Credit Cards in 2024

Interest rates hit 5.5% and credit card companies are scrambling to adjust. Here's what it means for your wallet and which cards are still worth it.

Federal Reserve

Interest Rates

APR

Bidi Cat AI

Generational Trends

December 13, 2024•8 min read

Gen Z is Breaking All the Credit Card Rules (And Winning)

From TikTok credit hacks to app-only banks, Gen Z is rewriting how we think about credit. Their strategies might surprise you (and make you money).

Gen Z

Digital Banking

Credit Building

Bidi Cat AI

Rewards & Benefits

December 6, 2024•7 min read

The $50 Billion Credit Card Rewards Revolution: What Changed in 2024

Credit card companies paid out record rewards in 2024, but the game changed completely. New categories, AI-powered offers, and the death of some classic perks.

Rewards

Cashback

Travel Points

Bidi Cat AI